If you haven’t been a victim of fraud or identity theft, or if you’ve never had to get a new credit or debit card because you shopped somewhere that suffered a security breach, then you may still be of the mindset that your identity, and your wallet, are safe. But that isn’t the case, especially in this day and age of online shopping.

If someone steals your identity you might not even find out about it right away. At least when it comes to stealing your bank account information banks and stores are getting more on top of things these days. The new chip card credit cards are supposed to help prevent credit fraud. [Read more…]