PCI DSS or short for Payment Card Industry Data Security Standard, is designed as a security protocol that has been agreed upon by industry for applications in Credit card payment systems. Due to ever increasing problems and losses incurred by firms due to credit card fraud they have agreed to implement a data security protocol that encrypts data in transit to the various local card centers. The standard calls for a unified set of rules or parameters to be used in card centers to prevent and maintain security at all levels from the retail store where the data is collected, in-transit as it travels through the internet and as it is processed and stored in the data centers.
IBM has introduced the first PCI-DSS End to End system for implementation on the HughesNet Broadband Network Service. At a time when compliance is at a mere 50% these types of data security become imperative to prevent more losses and other problems associated with fraud and other criminal activities. The standard also applies and recognizes the needs of wireless networks through which a set of analytic and diagnostic processes are required. The PCI Standards Security Council who formulated the said standards are in constant process of reviewing and revising the said set standards as needed due to the ever-changing status of the internet and the business that goes through it.
Around 90% or more of most credit card transactions go through a public network in one stage or another as it makes its way to the central data center which makes it vulnerable to attack. The adoption of cheaper high-speed internet has companies turning to the public net opposed to the previously expensive dedicated T1 lines usually used by businesses. It also allows transaction data to be transferred through one single phone line thus lowering overhead costs making it the better choice for businesses.